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Financing Your Family Building

Infertility exacts an enormous toll on both the affected individuals and on society. Women and men in their most active and productive years are distracted by the physical, financial and emotional hardships of this disease. Infertility is more than a disease, it is a devastating life crisis which can greatly impact the health, relationships, job performance and social interactions. Added to the emotional and physical toll exacted by infertility is the financial burden carried by many seeking treatment .

RESOLVE aims to ease that burden by providing comprehensive information on insurance coverage for infertility and alternative options for making your infertility affordable.

The Costs of Infertility Treatment

While medical staff expertise and clinic success rates, reputation and location will most likely be the criteria you use to choose an infertility clinic, cost may also be a factor. Since most assisted reproductive technologies (ART) are not covered by insurance, the patient has to pay “out-of-pocket,” often leading to increased stress as well as long-term financial burdens.

Setting and Reaching Financial Goals

When faced with the financial challenges of infertility, couples tend to follow the same patterns and behavior as when facing other issues in their relationship. As with family building in general, couples are not always “on the same page.”

Creating a Financial Plan

RESOLVE's Executive Director, Barbara Collura, sat down with a professional financial planner and asked the most frequently asked questions and concerns that couples faced with infertility ask us every day.

Infertility Financing Programs

RESOLVE has compiled the following list of financial aid and products available to consumers to help pay for reproductive health medical treatment and medications. Please contact each company directly for full details of the product and to determine if it is right for you.

Grants and Scholarships for Infertility Treatments

Hope does exist for patients whose primary barrier to infertility treatment is the cost. Find more information about nonprofit organizations that provide financial assistance to select infertility patients. For details, including application deadlines, please visit their websites. The listing of these organizations does not mean or imply an endorsement by RESOLVE.

Discounted Family Building Services for Active Duty Military and Veteran Families

RESOLVE has compiled the following list of discount programs for reproductive health medical treatment created for active duty military and veteran families. Please contact each company directly for full details of the discount program and to determine if it is right for you.

Game On: Strategies for Paying Debt

Here are some tips for aggressively managing the debt that is so often a part of the infertility experience.

Related Questions to Ask Series Articles:

This section of the RESOLVE website is made possible in part by support from WINFertility, Inc.